Over 50s Cover Ballymoney & NI

Over 50s cover is a type of life insurance for anyone over the age of 50.
This type of life insurance is paid by regular monthly instalments. In the event of your death it pays out a lump sum.

The lump sum pay out could be used towards funeral costs, to pay off any debts or simply as a gift for your loved ones.

DG Mortgages want to help you offer protection for your family. Our friendly team can offer help and advice ensuring you receive the appropriate cover at a affordable monthly cost.

Proceeds of these policies can be used for payment of, or towards, the cost of a funeral, following the death of the person who is insured.

You could pay out more money in premiums than the policy pays out. This policy is not a savings plan and has no cash-in value. Due to inflation, any amount paid out may not buy as much in the future as it would now and may not cover the full cost of a funeral.

If you stop paying premiums before age 90, the cover will end, and you won’t be entitled to claim any money back.


Guaranteed acceptance

Many of the top insurance companies that we are in conjunction with offer over 50s life insurance cover.

The main advantage of an over 50s policy is that acceptance is guaranteed. You won’t have to answer health questions or pass medical tests.

If you are between the age of 50 – 80 or in some cases 85 depending on the policy you won’t be turned down.

The majority of over 50s life cover policies pay out a fixed amount. The maximum typically being around £25,000.


not sure where to start?

let us remove the strain